WE ARE OPEN NORMAL BUSINESS HOURS OF MONDAY THROUGH SATURDAY FROM 10 AM TO 6 PM. DUE TO AN OVERWHELMING INCREASE OF CUSTOMERS IN OUR RETAIL STORE AS A RESULT OF THE COVID-19 VIRUS, WE MAY NOT BE ABLE TO ANSWER YOUR CALL. WE ARE VERY LIMITED ON SHOTGUNS AND AMMUNITION - WE SELL OUT WITHIN MINUTES OF ARRIVAL. PLEASE BEAR WITH US DURING THESE UNPRECEDENTED TIMES AS WE WORK AS QUICKLY AS WE CAN TO TAKE CARE OF EACH AND EVERY ONE OF OUR VALUED CUSTOMERS.
EasyPay Layaway vs. Rent to Own
How does our EasyPay Layaway program stack up against a lease or rent to own? Most leases have an effective cost of 80% or more above the cash price. More often than not they won't disclose it and refuse to call it what it is. Add up the payments for the full term - that's the bottom line. With our EasyPay Layaway program it will be the cost of the item plus $35.00 and 15% charged if it's for an annual term. Shorter terms are less, down to 9%. In a lease, it would be cost plus $40 or more and at least 80%. That assumes you get to keep the item without getting hit again with a "buy out" fee. ARC 90 is a payment plan that gives you up to twelve months to pay for it. This is not an embarrassing rent to own or a lease. We don't ask for your SSN and your credit rating with the 3 major bureaus is not part of the decision process unless there is a default. Our proprietary system examines your recent financial history. We feel this is more accurate for determining ability to re-pay a short term obligation. Your income level does matter but even a full time minimum wage earner can qualify.
What Does All This Cost?
Global Check charges $35.00 when you make a purchase at our retail store, not before. There is a plan fee of about 15% at the time of sale. Your first payment on an annual sale will be about 25%. After that the payments are much lower and decline over time. Prior to each payment coming due we'll send you an e-mail listing the amount plus the option to pay it off without having to jump through any hoops.